Payments Paralegal

We are seeking a Payments Paralegal to provide legal contract support for PayJunction and ensure compliance with all Card Brand Rules and legal regulations.

Why PayJunction?

PayJunction is relentless and emphatic about helping others.  We exist to drive the success of our partners.  Specifically, the developers who connect to us, businesses who process payments through us, and all of our team members who work with us at PayJunction.

We believe dreams inspire people to start a business, and others to partner with them.  While building dreams, entrepreneurs and business professionals will face many challenges along the way. We believe great partners can make all the difference.

We are your dream partner.  
Your success is our success. 
Our dream is to help you realize yours.

We exist to drive the success of our partners.  We do this by fundamentally changing the way you transact with others.  We just happen to make great payment systems.  If you love helping others succeed, in a culture that celebrates perfecting your craft, consider partnering with us.

Location

PayJunction takes a Flex First approach to work environments. This means that our team members can choose to work from our Santa Barbara office or remotely from home. We ensure that everyone has the resources and equipment to work where they feel most productive. We trust our teams to make the best decision for their work environment. All PayJunction employees must reside in one of the following states: CA, IL, TX, MN, CO, GA, NY.   
 

Mission

The Legal Department's mission is to ensure compliance with law and card brand regulations and work to create win-win situations, faster, without compromising on integrity or accuracy.

Vision

The Legal Department's vision is to drive the success of PayJunction and its partners by providing valuable, reliable and strategic legal guidance and contract negotiations.

Responsibilities

• Legal and Regulatory Compliance
  • Research, track, and monitor legislation and legal issues that impact PayJunction's operations.
  • Draft, update, and review agreements, documents, and procedures to ensure compliance.
  • Prepare legal responses for internal and external audits, subpoenas, and litigation-related matters.
• Contract Management
  • Review, revise, and organize legal contracts, correspondence, and related documentation.
  • Ensure contracts are consistent with internal templates and compliant with legal/regulatory standards.
  • Use e-signature tools (e.g., DocuSign) for contract execution and maintain accurate filing systems.
• Card Brand Compliance
  • Serve as a subject matter expert on Visa, MasterCard, and other card network rules and reporting.
  • Respond to merchant compliance violations and coordinate remediation with internal stakeholders.
  • Prepare reports and gap analyses based on changes in card brand rules.
  • Act as the liaison to sponsor banks, processors, and card networks.
• Process Optimization and Cross-Functional Support
  • Maintain accurate databases of legal and card compliance materials.
    Coordinate with Finance and Deal Desk on initiatives such as vendor management and pricing updates.
  • Lead or support legal and compliance components of strategic projects (e.g., BIN sponsorship diligence).

Qualifications

• Associate’s degree or higher in Paralegal Studies or related field (paralegal certificate preferred).
• 3+ years of experience as a paralegal or in a similar legal support role.
• Experience or familiarity with card brand compliance (Visa, MasterCard, etc.) and the payments industry is preferred. 
• Strong working knowledge of legal documentation, terminology, and contract structures.
• Skilled in Google Docs, Microsoft Word (especially redlining/tracked changes), and e-signature platforms.
• Experience with knowledge base tools (e.g., Confluence) and ticketing systems (e.g., Jira).
• Strong organizational, analytical, and communication skills.
• Ability to manage sensitive/confidential materials with integrity and accuracy.

About PayJunction

Founded in 2000 by three UCSB graduates, PayJunction has grown from a bootstrapped startup to a recognized and respected leader in the payments industry. PayJunction processes more than $12 billion dollars annually for thousands of businesses with solutions that make it easy to accept credit and debit card payments in-store, online, and on-the-go.

Our people-first culture values long-term relationships over short-term profits. Honesty and integrity are part of every interaction with partners, customers and employees. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired, and success is celebrated. PayJunction is a place where you can find experienced mentors and supportive friends who are committed to your growth.

Total Rewards Plan

• Health, dental, and vision paid 100% by company for you and your dependents
• 401k with 6% match
• FSA and Dependent Care FSA
• Long-term & short-term disability coverage for you paid 100% by company
• 8 paid company holidays per year
• 2 paid floating holidays per year
• 1 paid volunteer day per year
• Paid Time Off
• Home office equipment stipend
• Annual Learning Stipend
• Quarterly “fun budgets” for team bonding events
• Opportunity to be part of a company that is changing a whole industry
• Opportunity for growth within the company
• Opportunity for remote, in-office, or hybrid work 

Office Environment

• The opportunity to choose the work environment that best suits you - remote, in-office, or hybrid.
• All remote & hybrid team members can enjoy:
  • Company-provided equipment for your home office
  • An equipment allowance for home office essentials
  • The opportunity to work at one of Glassdoor's Top 30 Best Places to Work in the US, 2020!
• Those who choose to come into the office can look forward to:
  • Bright and open offices in downtown Santa Barbara
  • Stocked snack kitchens 
  • Collaborative work spaces with Herman Miller chairs, height-adjustable desks, and a large 32-inch monitors
  • Dog-friendly office

Company Values

• Build the Dream
• Put People First
• Value Long Term Relationships Over Short Term Profit
• Make it Simple
• Be Data Driven
• Own It

The base salary range for this role is $90-110k/year plus our Total Reward Benefit package. Actual base salary offered will vary depending on factors including but not limited to: education, experience, skills and qualifications.

PayJunction is an equal opportunity employer. We strive to create a work environment where people from all backgrounds and identities thrive. We firmly believe that more diversity and inclusion in our workforce creates a stronger team, product, and culture.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire. PayJunction reserves the right to conduct background and/or credit checks on all of its potential employees.